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Boat Insurance

Protecting Your Watercraft, Equipment, and Passengers

What does boat insurance cover?

The exact boat coverage you need depends on multiple factors. Small boat insurance is very different from yacht insurance, for example. However, for most types of boats, the three kinds of coverage in a basic boat insurance policy include:

 

  • Bodily injury liability for expenses related to the injury of another person
  • Property damage liability for expenses related to harming another person’s property
  • Physical damage for damage to your own property, including your boat and trailer

 

You also may want to add additional types of coverage to your boat insurance policy in order to fully protect yourself and your property:

 

  • Property coverage for equipment such as tools, life preservers, anchors and oars
  • Insurance for fishing equipment like your rods, lures, nets and tackle
  • Towing coverage when your boat becomes disabled and needs servicing
  • Medical payments coverage for hospital and funeral expenses for you or your passengers
  • Uninsured/underinsured boaters coverage if you have an accident with another boater whose insurance is not sufficient to cover damages

 

Our agents can make sure you have sufficient insurance for the risks you encounter.

 

 

Insurance Tip:

Purchasing boat insurance online can be risky.

 

Instead, work with one of our agents who will gather multiple quotes so you can compare "apples to apples" with the same amount of liability, property damage, and medical coverage.

 

The small details of a policy make a big difference when it comes time to make a claim. Let our agents gather all your options so you can make the most informed decision.

Let's Get Started

Schedule a Free Consultation

We invite you to schedule an appointment with one of our agents so we can discuss your insurance needs and qualifications for money saving discounts.  Please fill out the form below:

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Two Locations to Serve You Better:

Gainesville, Florida

West Palm Beach, Florida

We look forward to meeting you soon!

Gainesville

West Palm Beach

420 NW 39th Avenue

352-371-6667

fax: 352-371-3440

Office Hours:

Monday - Friday

8:30 am - 5 pm

2976 S Military Road #4

561-433-0449

fax: 561-433-5036

Office Hours:

Monday - Friday

8:30 am - 5 pm

Saturday

10 am - 2 pm

Walter Agency

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